Clear answers for choosing employee health cover.
Practical, India-focused guides for founders, HR teams, and finance leaders comparing corporate health insurance.
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Pricing your team's health cover with confidence.
Pricing
Group Health Insurance Cost Per Employee in India
What drives per-employee premium, how insurers price a group policy, and how to budget accurately.
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21 practical guides
Buying Insurance
Corporate Health Insurance for Small Businesses
A practical guide to eligibility, coverage structure, costs, and trade-offs for growing teams.
Buying Insurance
Group Health Insurance for 10 Employees
Can a 10-person company get group cover? Understand insurer requirements and how to prepare your census.
Buying Insurance
Group Health Insurance for a 25-Employee Company
What changes at 25 lives — coverage level, family inclusion, PED terms and claims support.
Employee Benefits
Employee Health Insurance for Startups in India
When to buy, what to include, and how to keep the plan affordable without making it hollow.
Coverage
₹3 Lakh vs ₹5 Lakh Corporate Health Cover
Compare affordability, employee protection, room eligibility, and the real impact of choosing a higher cover.
Pricing
Monthly vs Annual Premium: What Should Employers Choose?
Cash flow, total cost, lapse risk and administration — how to choose the right payment mode.
Buying Insurance
How to Compare Group Health Insurance Quotations
A decision-maker's checklist for comparing exclusions, limits, hospital access, service, and premium.
Coverage
Corporate Health Insurance With Parents Cover
The biggest premium driver in a group policy — and how to offer it without breaking the budget.
Coverage
Pre-Existing Disease Coverage Explained
Waiting periods vs day-one cover — the clause that decides whether your policy really protects employees.
Coverage
Maternity Cover in Corporate Health Insurance
Waiting periods, sub-limits and newborn cover — what HR must verify before treating the benefit as real.
Coverage
What Is Copay in Corporate Health Insurance?
The clause that makes a cheap premium expensive at claim time — explained in plain English.
Coverage
What Is Room-Rent Capping in Group Health Insurance?
How a 1% room cap can proportionately shrink the entire hospital bill — and how to avoid it.
Coverage
Employee-Only vs Family Health Insurance
The core structural choice in a group policy — cost, perception and renewal impact compared.
Buying Insurance
Group Mediclaim vs Individual Health Insurance
Pricing, PED terms, portability and what happens to cover when an employee exits.
Claims
How Does Cashless Hospitalisation Work for Employees?
Step-by-step for planned and emergency admissions — pre-authorisation, TPA role and common delays.
Claims
Why Do Corporate Health Insurance Claims Get Rejected?
The preventable causes behind most rejections and deductions — and how HR can stop them.
HR Guides
What Should HR Do When an Employee Is Hospitalised?
A practical playbook for the first 24 hours, discharge and post-claim follow-up.
Claims
Cashless vs Reimbursement Claims
When each route applies, how each pays, and how to avoid delays in both.
HR Guides
Corporate Health Insurance Renewal Checklist for HR
The 90-day renewal playbook — claims analysis, census updates, negotiation and continuity.
HR Guides
Tax Benefits of Corporate Health Insurance in India
Understand business-expense treatment, Section 80D, GST input credit, and employee perquisites.